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Nomy Connect
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Increase your SIP by this amount to bridge the gap.
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Compounding is the 8th wonder of the world.
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Calculate the exact monthly SIP required today to reach a target goal, even while withdrawing annually and stepping up payments.
Your investment will run out in X Years Y Months.
Try reducing your monthly withdrawal or checking your expected return.
The exact monthly investment needed in year 1
Starting with ₹0, and growing your SIP every year, you will be able to withdraw ₹0 annually while still reaching your final target of ₹0.
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SWP is a tax-efficient way to withdraw regular income.
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This Privacy Policy (“Policy”) describes the manner in which FinNomy, a proprietorship having its principal place of business at Chennai, India (“FinNomy”, “we”, “us” or “our”), collects, uses, stores, processes, discloses, and protects personal data and information of users, clients, and professionals accessing or using the website and related services (collectively, “Users”).
This Policy is framed in accordance with applicable laws of India, including but not limited to the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and other applicable data protection principles.
This Privacy Policy applies to:
By accessing or using the website or services, you consent to the collection and use of information in accordance with this Policy.
FinNomy is a service-oriented professional platform wherein:
FinNomy may collect the following information from clients and prospective clients:
3.1 Basic Information: Name, Company Name, Mobile number, Email address, Social media profile (optional), Website (optional).
3.2 Service-Related Information: Services required, Brief description of requirements or queries.
3.3 Documents and Records: Depending on the nature of services engaged, FinNomy may subsequently collect documents including but not limited to: Identity documents; Financial records; Statutory filings; Business documents; Any other information required for lawful and effective service delivery.
Such documents are collected only after service initiation and solely for the purpose of providing agreed services.
FinNomy may collect the following information from professionals registering or engaging as partners:
4.1 Basic Professional Information: Name, Mobile number, Email address, Professional qualifications, Company name, Area of expertise, Brief professional introduction.
4.2 Online Presence: Social media profiles, Website details.
4.3 Assignment-Based Information: Additional information may be collected if and when a professional is assigned work, subject to: Execution of a separate NDA; Requirement strictly linked to the assigned engagement.
In the course of providing specific financial services (such as Tax Filing, Auditing, or Compliance), FinNomy may collect "Sensitive Personal Data or Information" as defined under the IT Rules, 2011. This includes:
Protection of SPDI: We collect this data solely for the purpose of executing the agreed scope of services. This data is accessible only to authorized personnel and partners who have signed non-disclosure agreements (NDAs). We do not sell, trade, or rent your sensitive financial data.
Information collected by FinNomy is used strictly for:
FinNomy does not sell or commercially exploit personal data.
7.1 With Professionals: Client information may be shared with professionals only: After formal assignment of work; On a need-to-know basis; Subject to confidentiality obligations and NDA execution.
7.2 With Third Parties: Information may be disclosed: To statutory or regulatory authorities when required by law; To service providers and cloud infrastructure platforms (e.g., Google Workspace) assisting FinNomy in operations (subject to confidentiality); In connection with legal proceedings or compliance requirements.
FinNomy ensures reasonable safeguards in all such disclosures.
Provision of services by FinNomy is governed by: Website Terms & Conditions; and Specific Engagement Letters / Service Agreements executed with clients and professionals. Such engagement documents prevail with respect to scope, confidentiality, and data usage for particular assignments.
Personal data and documents are retained only for as long as necessary to fulfill service obligations or comply with legal requirements. Upon completion of services or expiry of statutory retention periods, records may be securely archived or deleted. FinNomy may retain anonymized data for internal and compliance purposes.
FinNomy adopts reasonable security practices and procedures to safeguard information against unauthorized access, alteration, disclosure, or destruction, including: Restricted access controls; Secure storage mechanisms; Confidentiality obligations imposed on professionals and staff.
While FinNomy strives to protect data, no system can guarantee absolute security.
The website may use cookies or similar technologies as a standard practice to enhance user experience and analyze website traffic. Such data does not personally identify users unless voluntarily provided. Users may disable cookies through browser settings; however, this may affect website functionality.
Our Platform may contain links to third-party websites, plug-ins, and applications (including social media sites like LinkedIn, Twitter, and Instagram, or partner portals). Clicking on those links or enabling those connections may allow third parties to collect or share data about you.
Disclaimer: FinNomy does not control these third-party websites and is not responsible for their privacy statements, security practices, or content. When you leave our website, we encourage you to read the privacy policy of every website you visit. FinNomy accepts no liability for any loss or damage arising from your use of any third-party website linked from our platform.
The website uses third-party analytics tools, including Google Analytics, a web analytics service provided by Google LLC, to understand how users interact with the website and to improve website functionality, performance, and user experience. Google Analytics may collect information such as: Internet Protocol (IP) address (including anonymized IP data); Browser type and version; Device information; Operating system; Pages visited, time spent on pages, and interaction data; Referring URLs and general location information.
Such information is collected through cookies and similar tracking technologies and is processed by Google in accordance with its own privacy policies. Data collected through Google Analytics may be transferred to, stored, and processed on servers located outside India. FinNomy does not control Google’s data processing practices and encourages users to review Google’s privacy policy for further information.
Users may opt out of Google Analytics tracking by disabling cookies through browser settings or by using Google’s opt-out browser add-on, where available.
Certain data collected through third-party tools or service providers may be transferred outside India for processing or storage. FinNomy ensures that such transfers are undertaken in accordance with applicable laws and reasonable safeguards are implemented to protect user data.
Certain services, including auditing, certifications, valuation, investment advisory, and other regulated activities, are performed exclusively by qualified professionals holding requisite licenses, registrations, or statutory approvals under applicable laws. FinNomy facilitates such services in compliance with applicable legal frameworks.
Users may: Request access to their personal information; Seek correction of inaccurate data; Withdraw consent, subject to legal and contractual obligations. Requests may be made by contacting FinNomy at the email address provided below.
17.1 Local Browser Processing: Standard calculations performed for viewing on the website occur locally within your web browser. FinNomy does not see or store the specific variables entered during standard interactive usage unless explicitly submitted through a lead form.
17.2 Email Report Data Transmission & Storage: When a User explicitly requests a detailed Email report (e.g., MGSE Report), the input data provided is transferred to FinNomy's secure systems. This data is stored by FinNomy for future reference, internal records, and to provide continuity of service.
17.3 Usage of Contributed Data: By requesting an email report, the User acknowledges and agrees that FinNomy may use the transferred data for service improvement, internal analysis, and to better understand user requirements for future professional engagements and service offerings.
17.4 Anonymized Usage Analytics: We may collect anonymized, aggregated data regarding calculator usage (e.g., frequency of use) to analyze platform performance and improve our digital tools.
FinNomy reserves the right to modify this Privacy Policy at any time. Updated versions shall be effective upon publication on the website.
This Privacy Policy shall be governed by and construed in accordance with the laws of India. Courts at Chennai, Tamil Nadu, shall have jurisdiction, subject to arbitration provisions set out in the Terms & Conditions.
For questions, concerns, or requests regarding this Privacy Policy, please contact:
FinNomy
Email: info.finnomy@gmail.com
These Terms and Conditions (“Terms”) govern access to and use of the website and services of FinNomy, a proprietorship having its principal place of business at Chennai, India (“FinNomy”, “we”, “us” or “our”).
By accessing the website, submitting information, or availing services, you agree to be bound by these Terms, the Privacy Policy, and any Engagement Letter / Service Agreement executed with FinNomy. If you do not agree, you must refrain from using the website or services.
FinNomy provides professional services including accounting, financial management, compliance, tax and wealth planning, business advisory, valuation, and strategic services, as described on the website or agreed through written engagement.
Actual scope, deliverables, timelines, and fees shall be governed by a specific Engagement Letter / Service Agreement executed between FinNomy and the client. In the event of any inconsistency, the Engagement Letter shall prevail.
Clients agree to: Provide accurate, complete, and timely information and documents; Cooperate with FinNomy and assigned professionals; Ensure legality and authenticity of documents provided; Comply with applicable laws and regulations.
FinNomy shall not be responsible for delays, errors, or consequences arising from incomplete, incorrect, or delayed information provided by the client.
Fees shall be as agreed in writing. Advance payments may be required on a case-to-case basis, depending on the nature of services. FinNomy reserves the right to suspend or terminate services for non-payment. Statutory taxes shall apply if and when applicable under law.
No refund shall be applicable once work has commenced, as a default policy. Any exception shall be at the sole discretion of FinNomy management, on a case-to-case basis. Cancellation requests must be made in writing.
Minor changes may be accommodated at FinNomy’s discretion. Any material or major change in scope shall require a fresh quotation and written approval.
FinNomy may engage independent professionals or partners to perform services. Such professionals act under assignment from FinNomy and are bound by confidentiality and contractual obligations. FinNomy remains the primary point of contact for clients.
Certain services, including auditing, certifications, valuation, investment advisory, and other regulated activities, are performed exclusively by qualified professionals holding requisite licenses, registrations, or statutory approvals under applicable laws. FinNomy does not guarantee outcomes dependent on government authorities, regulatory bodies, or third parties.
To the maximum extent permitted by law: FinNomy shall not be liable for indirect, consequential, incidental, or special damages; Total liability shall be limited to the fees actually received by FinNomy for the specific service giving rise to the claim.
Client information shall be handled in accordance with the Privacy Policy. Data may be shared with assigned professionals strictly on a need-to-know basis and subject to confidentiality obligations.
FinNomy may terminate services for breach of terms, non-payment, or legal reasons. Accrued fees shall remain payable.
Professionals engaging with FinNomy act as independent contractors. Nothing herein creates an employer–employee, partnership, or agency relationship.
Professionals agree to provide accurate and current information, including qualifications, expertise, and contact details. FinNomy may verify such information.
Work assignments shall be communicated separately by FinNomy. Each assignment may be governed by a Partner Engagement Letter / Work Order. FinNomy is not obligated to assign minimum or continuous work.
Professionals shall: Execute a separate Non-Disclosure Agreement (NDA) prior to receiving any client data; Maintain strict confidentiality of client and FinNomy information; Use information solely for assigned work. These obligations shall survive termination.
Fees payable to professionals shall be as agreed per assignment. Payments shall be made by FinNomy, subject to completion, acceptance, and statutory deductions (if applicable).
Professionals shall: Perform services with due care, skill, and professionalism; Comply with applicable laws, ethical standards, and regulatory requirements; Not represent themselves as employees or agents of FinNomy.
All work products created under assignment shall vest with FinNomy or the client, as specified in the engagement terms subject to full payment of agreed fees.
FinNomy may terminate professional engagement at its discretion, including for breach, misconduct, or non-compliance.
All results, projections, and estimations provided by the FinNomy Calculators are for illustrative and educational purposes only. They do not represent a guarantee of future performance, returns, or exact tax liabilities.
The use of these tools does not constitute financial, investment, legal, or tax advice. FinNomy is not acting as your fiduciary. Users are encouraged to consult with qualified professionals (CAs, CFPs, or Legal Experts) before making any financial decisions.
The FinNomy Calculators operate based on a predefined set of financial and mathematical assumptions (e.g., compounding frequencies, inflation estimates). Please note that using different assumptions can lead to significantly different answers. Users should evaluate the underlying assumptions when interpreting results.
The accuracy of the output depends entirely on the accuracy and completeness of the data provided by the User. FinNomy is not liable for errors resulting from incorrect user inputs.
While we strive for accuracy, calculations may contain rounding differences or may not reflect the latest minute-by-minute changes in market conditions or statutory tax laws.
To the maximum extent permitted by law, FinNomy, its partners, and its developers shall not be liable for any financial losses, investment failures, or statutory penalties incurred by the User as a result of relying on these tools.
By using this website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter binding contracts. If you are representing a business entity, you warrant that you have the authority to bind that entity to these Terms.
Website content, branding, and materials are proprietary to FinNomy and may not be used without prior written consent.
These Terms shall be governed by the laws of India. Any dispute shall be resolved through arbitration, in accordance with the Arbitration and Conciliation Act, 1996. Seat and venue of arbitration: Chennai, Tamil Nadu. Language: English. Courts at Chennai shall have exclusive jurisdiction, subject to arbitration.
FinNomy may monitor website usage through analytics tools to assess performance, enhance security, and improve user experience. All such data collection and processing shall be governed by the Privacy Policy.
Users agree not to engage in any of the following activities:
FinNomy shall not be liable or responsible for any failure or delay in the performance of its obligations under these Terms or any specific engagement if such failure or delay is caused by events beyond its reasonable control ("Force Majeure Event").
Force Majeure Events include, but are not limited to: Acts of God (including fire, flood, earthquake, storm, hurricane, or other natural disasters); War, invasion, acts of foreign enemies, hostilities, civil war, rebellion, revolution, or terrorist activities; Government orders, sanctions, embargoes, or restrictions (including lockdowns); Pandemics or epidemics; Interruptions or failures of electricity, internet service providers, or telecommunication networks; Strikes, lockouts, or labor disputes.
In the event of a Force Majeure occurrence, FinNomy shall notify the Client where feasible, and the timeline for service delivery shall be extended by a period reasonably necessary to overcome the delay.
You agree to indemnify, defend, and hold harmless FinNomy, its partners, and employees from any claims, liabilities, damages, and expenses (including legal fees) arising from: (a) Your use of the services; (b) Your violation of these Terms; (c) Any incorrect or illegal information provided by you.
If any provision of these Terms is found to be invalid or unenforceable by a court of law, that specific provision shall be severed, and the remaining provisions shall remain in full force and effect.
FinNomy may amend these Terms at any time. Continued use constitutes acceptance.
FinNomy
Email: info.finnomy@gmail.com
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