These Terms and Conditions (“Terms”) govern access to and use of the website and services of FinNomy,
a proprietorship having its principal place of business at Chennai, India (“FinNomy”, “we”, “us” or
“our”).
By accessing the website, submitting information, or availing services, you agree to be bound by
these Terms, the Privacy Policy, and any Engagement Letter / Service Agreement executed with
FinNomy. If you do not agree, you must refrain from using the website or services.
SECTION A – TERMS APPLICABLE TO CLIENTS
1. SCOPE OF SERVICES
FinNomy provides professional services including accounting, financial management, compliance, tax
and wealth planning, business advisory, valuation, and strategic services, as described on the
website or agreed through written engagement.
Actual scope, deliverables, timelines, and fees shall be governed by a specific Engagement Letter /
Service Agreement executed between FinNomy and the client. In the event of any inconsistency, the
Engagement Letter shall prevail.
2. CLIENT OBLIGATIONS
Clients agree to: Provide accurate, complete, and timely information and documents; Cooperate with
FinNomy and assigned professionals; Ensure legality and authenticity of documents provided; Comply
with applicable laws and regulations.
FinNomy shall not be responsible for delays, errors, or consequences arising from incomplete,
incorrect, or delayed information provided by the client.
3. FEES, PAYMENTS AND ADVANCES
Fees shall be as agreed in writing. Advance payments may be required on a case-to-case basis,
depending on the nature of services. FinNomy reserves the right to suspend or terminate services for
non-payment. Statutory taxes shall apply if and when applicable under law.
4. REFUND AND CANCELLATION
No refund shall be applicable once work has commenced, as a default policy. Any exception shall be at
the sole discretion of FinNomy management, on a case-to-case basis. Cancellation requests must be
made in writing.
5. SCOPE CHANGES
Minor changes may be accommodated at FinNomy’s discretion. Any material or major change in scope
shall require a fresh quotation and written approval.
6. USE OF PROFESSIONALS
FinNomy may engage independent professionals or partners to perform services. Such professionals act
under assignment from FinNomy and are bound by confidentiality and contractual obligations. FinNomy
remains the primary point of contact for clients.
7. REGULATED SERVICES DISCLAIMER
Certain services, including auditing, certifications, valuation, investment advisory, and other
regulated activities, are performed exclusively by qualified professionals holding requisite
licenses, registrations, or statutory approvals under applicable laws. FinNomy does not guarantee
outcomes dependent on government authorities, regulatory bodies, or third parties.
8. LIMITATION OF LIABILITY
To the maximum extent permitted by law: FinNomy shall not be liable for indirect, consequential,
incidental, or special damages; Total liability shall be limited to the fees actually received by
FinNomy for the specific service giving rise to the claim.
9. CONFIDENTIALITY & DATA
Client information shall be handled in accordance with the Privacy Policy. Data may be shared with
assigned professionals strictly on a need-to-know basis and subject to confidentiality obligations.
10. TERMINATION
FinNomy may terminate services for breach of terms, non-payment, or legal reasons. Accrued fees shall
remain payable.
SECTION B – TERMS APPLICABLE TO PROFESSIONALS / PARTNERS
11. INDEPENDENT CONTRACTOR STATUS
Professionals engaging with FinNomy act as independent contractors. Nothing herein creates an
employer–employee, partnership, or agency relationship.
12. REGISTRATION AND INFORMATION
Professionals agree to provide accurate and current information, including qualifications, expertise,
and contact details. FinNomy may verify such information.
13. ASSIGNMENT OF WORK
Work assignments shall be communicated separately by FinNomy. Each assignment may be governed by a
Partner Engagement Letter / Work Order. FinNomy is not obligated to assign minimum or continuous
work.
14. CONFIDENTIALITY AND NDA
Professionals shall: Execute a separate Non-Disclosure Agreement (NDA) prior to receiving any client
data; Maintain strict confidentiality of client and FinNomy information; Use information solely for
assigned work. These obligations shall survive termination.
15. FEES AND PAYMENTS
Fees payable to professionals shall be as agreed per assignment. Payments shall be made by FinNomy,
subject to completion, acceptance, and statutory deductions (if applicable).
16. COMPLIANCE AND CONDUCT
Professionals shall: Perform services with due care, skill, and professionalism; Comply with
applicable laws, ethical standards, and regulatory requirements; Not represent themselves as
employees or agents of FinNomy.
17. INTELLECTUAL PROPERTY
All work products created under assignment shall vest with FinNomy or the client, as specified in the
engagement terms subject to full payment of agreed fees.
18. TERMINATION
FinNomy may terminate professional engagement at its discretion, including for breach, misconduct, or
non-compliance.
SECTION C – INTERACTIVE TOOLS & CALCULATORS
19. ILLUSTRATIVE PURPOSE ONLY
All results, projections, and estimations provided by the FinNomy Calculators are for illustrative
and educational purposes only. They do not represent a guarantee of future performance, returns, or
exact tax liabilities.
20. NO FINANCIAL OR PROFESSIONAL ADVICE
The use of these tools does not constitute financial, investment, legal, or tax advice. FinNomy is
not acting as your fiduciary. Users are encouraged to consult with qualified professionals (CAs,
CFPs, or Legal Experts) before making any financial decisions.
21. USE OF ASSUMPTIONS
The FinNomy Calculators operate based on a predefined set of financial and mathematical assumptions
(e.g., compounding frequencies, inflation estimates). Please note that using different assumptions
can lead to significantly different answers. Users should evaluate the underlying assumptions when
interpreting results.
22. USER RESPONSIBILITY FOR DATA ACCURACY
The accuracy of the output depends entirely on the accuracy and completeness of the data provided by
the User. FinNomy is not liable for errors resulting from incorrect user inputs.
23. MATHEMATICAL & LAW LATENCY DISCLAIMER
While we strive for accuracy, calculations may contain rounding differences or may not reflect the
latest minute-by-minute changes in market conditions or statutory tax laws.
24. LIMITATION OF LIABILITY
To the maximum extent permitted by law, FinNomy, its partners, and its developers shall not be liable
for any financial losses, investment failures, or statutory penalties incurred by the User as a
result of relying on these tools.
COMMON PROVISIONS (APPLICABLE TO ALL USERS)
25. ELIGIBILITY
By using this website, you represent and warrant that you are at least 18 years of age and have the
legal capacity to enter binding contracts. If you are representing a business entity, you warrant
that you have the authority to bind that entity to these Terms.
26. INTELLECTUAL PROPERTY
Website content, branding, and materials are proprietary to FinNomy and may not be used without prior
written consent.
27. GOVERNING LAW, ARBITRATION & JURISDICTION
These Terms shall be governed by the laws of India. Any dispute shall be resolved through
arbitration, in accordance with the Arbitration and Conciliation Act, 1996. Seat and venue of
arbitration: Chennai, Tamil Nadu. Language: English. Courts at Chennai shall have exclusive
jurisdiction, subject to arbitration.
28. WEBSITE MONITORING AND ANALYTICS
FinNomy may monitor website usage through analytics tools to assess performance, enhance security,
and improve user experience. All such data collection and processing shall be governed by the
Privacy Policy.
29. PROHIBITED CONDUCT
Users agree not to engage in any of the following activities:
- (a) Unlawful Use: Using the website or services for any illegal purpose or in
violation of any local, state, national, or international law.
- (b) Security Breaches: Attempting to hack, destabilize, or gain unauthorized
access to FinNomy’s systems, servers, or user accounts.
- (c) Malicious Code: Transmitting any worms, viruses, trojan horses, or any code
of a destructive nature.
- (d) Automated Access: Using automated bots, scrapers, spiders, or crawlers to
access or extract data from the website without express written permission from FinNomy.
- (e) Spam & Harassment: Using the website’s forms or communication channels to
send unsolicited spam, advertising, or to harass, abuse, or harm other users or professionals.
30. FORCE MAJEURE
FinNomy shall not be liable or responsible for any failure or delay in the performance of its
obligations under these Terms or any specific engagement if such failure or delay is caused by
events beyond its reasonable control ("Force Majeure Event").
Force Majeure Events include, but are not limited to: Acts of God (including fire, flood, earthquake,
storm, hurricane, or other natural disasters); War, invasion, acts of foreign enemies, hostilities,
civil war, rebellion, revolution, or terrorist activities; Government orders, sanctions, embargoes,
or restrictions (including lockdowns); Pandemics or epidemics; Interruptions or failures of
electricity, internet service providers, or telecommunication networks; Strikes, lockouts, or labor
disputes.
In the event of a Force Majeure occurrence, FinNomy shall notify the Client where feasible, and the
timeline for service delivery shall be extended by a period reasonably necessary to overcome the
delay.
31. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless FinNomy, its partners, and employees from any
claims, liabilities, damages, and expenses (including legal fees) arising from: (a) Your use of the
services; (b) Your violation of these Terms; (c) Any incorrect or illegal information provided by
you.
32. SEVERABILITY
If any provision of these Terms is found to be invalid or unenforceable by a court of law, that
specific provision shall be severed, and the remaining provisions shall remain in full force and
effect.
33. AMENDMENTS
FinNomy may amend these Terms at any time. Continued use constitutes acceptance.
34. CONTACT
FinNomy
Email: info.finnomy@gmail.com
