/* =========================================================================
   FINNOMY™ COMMON FINANCIAL MISTAKES CALCULATOR - STANDALONE DESIGN SYSTEM
   Brand Tokens, Glassmorphic Shadows, 7-Section Architecture, 4-Trap Loss Audit
   ========================================================================= */

@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800&family=Plus+Jakarta+Sans:wght@500;600;700;800&family=Inter:wght@400;500;600;700;800&display=swap');

:root {
  /* Brand Tokens */
  --primary: #0B63D8;
  --primary-hover: #084EB0;
  --primary-light: #EEF4FE;
  --primary-border: #C8DCFC;
  
  --emerald: #00B37E;
  --emerald-hover: #009668;
  --emerald-light: #ECFDF5;
  --emerald-border: #A7F3D0;
  
  --navy: #0F172A;
  --slate-dark: #1E293B;
  --slate: #334155;
  --grey: #64748B;
  --grey-light: #94A3B8;
  --border: #E2E8F0;
  --border-light: #F1F5F9;
  
  --bg-white: #FFFFFF;
  --bg-subtle: #F8FAFC;
  --bg-dark: #0F172A;
  
  --amber: #D97706;
  --amber-light: #FEF3C7;
  --amber-border: #FDE68A;
  
  --danger: #DC2626;
  --danger-light: #FEF2F2;
  --danger-border: #FECACA;
  
  --purple: #8B5CF6;
  --purple-light: #F3E8FF;
  
  --cyan: #06B6D4;
  --cyan-light: #ECFEFF;

  /* Typography */
  --font-sans: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-heading: 'Poppins', var(--font-sans);

  /* Elevation Shadows */
  --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.05);
  --shadow-md: 0 4px 16px rgba(15, 23, 42, 0.08);
  --shadow-lg: 0 10px 30px rgba(15, 23, 42, 0.1);
  --shadow-xl: 0 20px 40px rgba(15, 23, 42, 0.12);

  /* Border Radii */
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: var(--font-sans);
  color: var(--slate);
  background-color: var(--bg-white);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--navy);
  font-weight: 700;
}

/* =========================================================================
   EDGE-TO-EDGE SECTION ARCHITECTURE
   ========================================================================= */
.landing-section-full {
  width: 100%;
  padding: 80px 0;
  position: relative;
}

.section-white {
  background-color: var(--bg-white);
}

.section-grey {
  background-color: var(--bg-subtle);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.section-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.section-header {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 50px auto;
}

.section-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--primary);
  background: var(--primary-light);
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 14px;
  border: 1px solid var(--primary-border);
}

.section-tag.green-tag {
  color: var(--emerald);
  background: var(--emerald-light);
  border-color: var(--emerald-border);
}

.section-tag.amber-tag {
  color: var(--amber);
  background: var(--amber-light);
  border-color: var(--amber-border);
}

.section-main-title {
  font-size: 34px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 14px;
  letter-spacing: -0.5px;
  line-height: 1.25;
}

.section-main-subtitle {
  font-size: 16px;
  color: var(--grey);
  line-height: 1.6;
}

/* =========================================================================
   1. SECTION 1: HERO SECTION (White Background - 2-Column Responsive Layout)
   ========================================================================= */
.hero-section {
  width: 100%;
  background-color: var(--bg-white);
  padding: 130px 0 48px 0;
  position: relative;
  overflow: hidden;
}

.hero-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  align-items: center;
  gap: 48px;
}

.hero-text-col {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.hero-eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--emerald);
  background: var(--emerald-light);
  border: 1px solid var(--emerald-border);
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 18px;
}

.hero-title {
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 18px;
  letter-spacing: -0.8px;
}

.hero-subtitle {
  font-size: 16px;
  color: var(--slate);
  line-height: 1.65;
  margin-bottom: 28px;
  max-width: 540px;
}

.hero-btn-group {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 30px;
  flex-wrap: wrap;
}

.btn-hero-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--primary);
  color: #FFFFFF;
  font-size: 15.5px;
  font-weight: 700;
  padding: 14px 28px;
  border-radius: var(--radius-md);
  text-decoration: none;
  box-shadow: 0 4px 14px rgba(11, 99, 216, 0.35);
  transition: all 0.25s ease;
  border: none;
  cursor: pointer;
}

.btn-hero-primary:hover {
  background: var(--primary-hover);
  transform: translateY(-2px);
  box-shadow: 0 8px 22px rgba(11, 99, 216, 0.45);
}

.hero-trust-row {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  color: var(--grey);
  font-weight: 500;
}

.hero-visual-col {
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-visual-col img,
.hero-mistakes-svg {
  width: 100%;
  max-width: 580px;
  height: auto;
  display: block;
  object-fit: contain;
  filter: drop-shadow(0 15px 30px rgba(15, 23, 42, 0.06));
}

/* =========================================================================
   2. SECTION 2: WHY HIDDEN BEHAVIORAL LEAKS DESTROY WEALTH (Subtle Grey)
   ========================================================================= */
.feature-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.feature-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}

.feature-card:hover {
  transform: translateY(-4px);
  border-color: var(--primary-border);
  box-shadow: var(--shadow-lg);
}

.feature-icon-wrap {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.feature-card-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
  line-height: 1.35;
}

.feature-card-desc {
  font-size: 14px;
  color: var(--grey);
  line-height: 1.6;
  margin: 0;
}

/* =========================================================================
   3. SECTION 3: UNDERSTANDING THE 4 TRAPS - COMPARISON TABLE (White #FFFFFF)
   ========================================================================= */
.comparison-table-wrapper {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  margin-top: 30px;
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.comparison-table thead tr {
  background: #0F172A;
}

.comparison-table th {
  background: #0F172A;
  color: #FFFFFF;
  padding: 18px 22px;
  font-size: 13.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.75px;
  border: none;
  border-right: 1px solid rgba(255, 255, 255, 0.12);
}

.comparison-table th:last-child {
  border-right: none;
}

.comparison-table td {
  padding: 20px 22px;
  font-size: 14px;
  color: var(--slate);
  border-bottom: 1px solid var(--border-light);
  border-right: 1px solid var(--border-light);
  line-height: 1.55;
}

.comparison-table td:last-child {
  border-right: none;
}

.comparison-table tr:last-child td {
  border-bottom: none;
}

.comparison-table tbody tr:hover td {
  background: #FAFCFF;
}

.trap-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 700;
  font-size: 13px;
  padding: 4px 10px;
  border-radius: 6px;
}

.trap-badge.red {
  background: #FEF2F2;
  color: #DC2626;
}

.trap-badge.orange {
  background: #FFF7ED;
  color: #C2410C;
}

.trap-badge.amber {
  background: #FEF3C7;
  color: #D97706;
}

.trap-badge.blue {
  background: #EEF4FE;
  color: #0B63D8;
}

.loss-highlight {
  font-weight: 800;
  color: #DC2626;
  font-size: 15px;
}

/* =========================================================================
   4. SECTION 4: OPEN ZIG-ZAG FLOW (Down ➔ Up ➔ Down ➔ Up)
   ========================================================================= */
.zigzag-flow-wrapper {
  position: relative;
  max-width: 1140px;
  margin: 40px auto 20px;
  padding: 20px 0 40px;
}

.zigzag-svg-connector {
  position: absolute;
  top: 10px;
  left: 0;
  width: 100%;
  height: 180px;
  pointer-events: none;
  z-index: 1;
}

.zigzag-step-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  position: relative;
  z-index: 2;
}

.zigzag-step-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  background: transparent;
  border: none;
  padding: 0 8px;
  transition: transform 0.3s ease;
}

.zigzag-step-item:nth-child(1),
.zigzag-step-item:nth-child(3) {
  margin-top: 55px;
}

.zigzag-step-item:nth-child(2),
.zigzag-step-item:nth-child(4) {
  margin-top: 0px;
}

.zigzag-step-item:hover {
  transform: translateY(-4px);
}

.zigzag-node-wrap {
  display: inline-flex;
  align-items: center;
  margin-bottom: 14px;
  position: relative;
}

.zigzag-node-badge {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: #FFFFFF;
  border: 3px solid var(--primary);
  box-shadow: 0 4px 14px rgba(11, 99, 216, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
  color: var(--primary);
  position: relative;
  z-index: 2;
  flex-shrink: 0;
}

.zigzag-step-item:nth-child(2) .zigzag-node-badge {
  border-color: var(--emerald);
  color: var(--emerald);
  box-shadow: 0 4px 14px rgba(0, 179, 126, 0.2);
}

.zigzag-step-item:nth-child(3) .zigzag-node-badge {
  border-color: var(--amber);
  color: var(--amber);
  box-shadow: 0 4px 14px rgba(217, 119, 6, 0.2);
}

.zigzag-step-item:nth-child(4) .zigzag-node-badge {
  border-color: var(--primary);
  color: var(--primary);
  box-shadow: 0 4px 14px rgba(11, 99, 216, 0.2);
}

.zigzag-tag {
  font-size: 11px;
  font-weight: 700;
  color: var(--grey);
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 2px 8px;
  margin-left: -8px;
  padding-left: 12px;
  z-index: 1;
}

.zigzag-step-title {
  font-size: 16.5px;
  font-weight: 700;
  color: var(--navy);
  margin: 0 0 6px 0;
  line-height: 1.35;
}

.zigzag-step-desc {
  font-size: 13.5px;
  color: var(--grey);
  margin: 0;
  line-height: 1.55;
}

/* =========================================================================
   5. SECTION 5: INTERACTIVE FINANCIAL MISTAKES CENTERPIECE (White #FFFFFF)
   ========================================================================= */
.cfm-tool-container {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.cfm-tool-header {
  background: #FFFFFF;
  padding: 24px 32px;
  border-bottom: 1px solid var(--border);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}

.cfm-tool-title-wrap {
  display: flex;
  align-items: center;
  gap: 12px;
}

.cfm-tool-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: #FEF2F2;
  color: #DC2626;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}

.cfm-workspace {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  min-height: 700px;
}

/* Left Input Pane */
.cfm-inputs-pane {
  background: #F8FAFC;
  padding: 28px;
  border-right: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  gap: 20px;
  max-height: 860px;
  overflow-y: auto;
}

.cfm-inputs-pane::-webkit-scrollbar {
  width: 6px;
}

.cfm-inputs-pane::-webkit-scrollbar-thumb {
  background: #CBD5E1;
  border-radius: 4px;
}

.cfm-group-title {
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--primary);
  margin-top: 4px;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.cfm-group-title.amber {
  color: var(--amber);
}

.calc-control-group {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 12px 16px;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.calc-control-group:hover,
.calc-control-group:focus-within {
  border-color: var(--primary-border);
  box-shadow: 0 2px 8px rgba(11, 99, 216, 0.08);
}

.calc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}

.calc-label-row label {
  font-size: 13px;
  font-weight: 600;
  color: var(--slate);
}

.calc-amount-wrapper {
  display: inline-flex;
  align-items: center;
  background: var(--bg-subtle);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 4px 10px;
  font-weight: 700;
  font-size: 13.5px;
  color: var(--navy);
  gap: 4px;
}

.calc-amount-wrapper.blue-wrap {
  background: #EFF6FF;
  border-color: #BFDBFE;
  color: #1D4ED8;
}

.calc-amount-wrapper.amber-wrap {
  background: #FEFCE8;
  border-color: #FEF08A;
  color: #CA8A04;
}

.calc-amount-wrapper.orange-wrap {
  background: #FFF7ED;
  border-color: #FED7AA;
  color: #C2410C;
}

.calc-amount-wrapper.danger-wrap {
  background: #FEF2F2;
  border-color: #FEE2E2;
  color: #DC2626;
}

.currency-symbol {
  color: var(--grey);
  font-size: 13px;
}

.calc-number-input {
  border: none;
  background: transparent;
  font-family: inherit;
  font-weight: 700;
  font-size: 13.5px;
  color: inherit;
  width: 90px;
  text-align: right;
  outline: none;
}

.calc-range {
  width: 100%;
  height: 5px;
  border-radius: 3px;
  background: #E2E8F0;
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
}

.calc-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(11, 99, 216, 0.4);
  transition: transform 0.15s ease;
}

.calc-range::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.calc-range.amber-accent::-webkit-slider-thumb {
  background: var(--amber);
  box-shadow: 0 2px 6px rgba(217, 119, 6, 0.4);
}

.calc-range.danger-accent::-webkit-slider-thumb {
  background: var(--danger);
  box-shadow: 0 2px 6px rgba(220, 38, 38, 0.4);
}

.calc-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--grey-light);
  margin-top: 4px;
}

/* Right Output / Results Pane */
.cfm-results-pane {
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  background: #FFFFFF;
  max-height: 860px;
  overflow-y: auto;
}

.cfm-results-pane::-webkit-scrollbar {
  width: 6px;
}

.cfm-results-pane::-webkit-scrollbar-thumb {
  background: #E2E8F0;
  border-radius: 4px;
}

/* Total Recoverable Wealth Hero Banner */
.recoverable-summary-card {
  background: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);
  border-radius: var(--radius-lg);
  padding: 22px 24px;
  color: #FFFFFF;
  display: flex;
  justify-content: space-between;
  align-items: center;
  box-shadow: 0 10px 25px rgba(15, 23, 42, 0.15);
}

.recoverable-left {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.recoverable-label {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: #94A3B8;
}

.recoverable-value {
  font-size: clamp(1.6rem, 2.5vw, 2.1rem);
  font-weight: 800;
  font-family: var(--font-heading);
  color: #FBBF24;
  line-height: 1.15;
}

.recoverable-sub {
  font-size: 12.5px;
  color: #CBD5E1;
}

.recoverable-right-badge {
  background: rgba(0, 179, 126, 0.2);
  border: 1px solid rgba(0, 179, 126, 0.4);
  padding: 10px 16px;
  border-radius: var(--radius-md);
  text-align: right;
}

.recoverable-sip-label {
  font-size: 11px;
  color: #A7F3D0;
  font-weight: 600;
  text-transform: uppercase;
}

.recoverable-sip-val {
  font-size: 16px;
  font-weight: 800;
  color: #FFFFFF;
}

/* 4 Loss Audit Cards 2x2 Grid */
.cfm-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.leak-card {
  background: #FFFFFF;
  border-radius: var(--radius-md);
  padding: 18px 20px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.leak-card.lazy {
  background: linear-gradient(145deg, #FEF2F2, #FFFFFF);
  border: 1px solid #FECACA;
  box-shadow: 0 4px 12px rgba(220, 38, 38, 0.05);
}

.leak-card.daily {
  background: linear-gradient(145deg, #FFF7ED, #FFFFFF);
  border: 1px solid #FED7AA;
  box-shadow: 0 4px 12px rgba(234, 88, 12, 0.05);
}

.leak-card.delay {
  background: linear-gradient(145deg, #FEF2F2, #FFFFFF);
  border: 1px solid #FECACA;
  box-shadow: 0 4px 12px rgba(220, 38, 38, 0.05);
}

.leak-card.emi {
  background: linear-gradient(145deg, #FFF7ED, #FFFFFF);
  border: 1px solid #FED7AA;
  box-shadow: 0 4px 12px rgba(234, 88, 12, 0.05);
}

.leak-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  border-bottom: 1px solid rgba(0, 0, 0, 0.06);
  padding-bottom: 10px;
}

.leak-card-icon {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}

.leak-card.lazy .leak-card-icon,
.leak-card.delay .leak-card-icon {
  background: #FEE2E2;
}

.leak-card.daily .leak-card-icon,
.leak-card.emi .leak-card-icon {
  background: #FFEDD5;
}

.leak-card-title {
  font-size: 14px;
  font-weight: 800;
  margin: 0;
}

.leak-card.lazy .leak-card-title,
.leak-card.delay .leak-card-title {
  color: #991B1B;
}

.leak-card.daily .leak-card-title,
.leak-card.emi .leak-card-title {
  color: #9A3412;
}

.leak-card-body {
  font-size: 13px;
  line-height: 1.55;
  margin: 0;
}

.leak-card.lazy .leak-card-body,
.leak-card.delay .leak-card-body {
  color: #7F1D1D;
}

.leak-card.daily .leak-card-body,
.leak-card.emi .leak-card-body {
  color: #7C2D12;
}

/* Dynamic Did You Know Fact Card */
.did-you-know-card {
  background: #EFF6FF;
  border: 1px solid #BFDBFE;
  border-radius: var(--radius-md);
  padding: 16px 20px;
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.did-you-know-icon {
  font-size: 24px;
  flex-shrink: 0;
  margin-top: 2px;
}

.did-you-know-title {
  font-size: 13.5px;
  font-weight: 700;
  color: #1E40AF;
  margin-bottom: 4px;
}

.did-you-know-text {
  font-size: 13px;
  color: #1E3A8A;
  line-height: 1.5;
  margin: 0;
}

/* Lead Capture Container */
.lead-capture-box {
  background: #F0FDF4;
  border: 1px solid #BBF7D0;
  border-radius: var(--radius-lg);
  padding: 20px 24px;
  text-align: left;
}

.lead-capture-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 6px;
}

.lead-capture-title {
  font-size: 15.5px;
  font-weight: 800;
  color: #166534;
  margin: 0;
}

.lead-capture-sub {
  font-size: 13px;
  color: #15803D;
  margin-bottom: 14px;
  line-height: 1.45;
}

.lc-form-grid {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.lc-form-group {
  position: relative;
  width: 100%;
}

.form-input, .form-textarea {
  width: 100%;
  padding: 10px 14px;
  background: #FFFFFF;
  border: 1px solid #CBD5E1;
  border-radius: var(--radius-sm);
  font-size: 13.5px;
  font-family: var(--font-sans);
  color: var(--navy);
  outline: none;
  transition: border-color 0.2s ease;
}

.form-input:focus, .form-textarea:focus {
  border-color: var(--emerald);
  box-shadow: 0 0 0 3px rgba(0, 179, 126, 0.15);
}

.btn-submit-report {
  background: var(--emerald);
  color: #FFFFFF;
  font-size: 14px;
  font-weight: 700;
  padding: 12px;
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.1s ease;
  width: 100%;
}

.btn-submit-report:hover {
  background: var(--emerald-hover);
  transform: translateY(-1px);
}

/* High Value Consultation Form */
.high-value-advisory-card {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 24px;
  display: none;
  flex-direction: column;
  gap: 16px;
}

.high-value-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 6px;
}

.hv-icon {
  width: 40px;
  height: 40px;
  background: #E0F2FE;
  color: #0B63D8;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
}

.hv-title {
  font-size: 18px;
  font-weight: 800;
  color: var(--navy);
  margin: 0;
}

.hv-subtitle {
  font-size: 13.5px;
  color: var(--grey);
  line-height: 1.5;
  margin: 0;
}

.btn-hv-submit {
  background: var(--primary);
  color: #FFFFFF;
  font-weight: 700;
  font-size: 14.5px;
  padding: 13px 20px;
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  transition: background 0.2s ease;
  width: 100%;
}

.btn-hv-submit:hover {
  background: var(--primary-hover);
}

/* =========================================================================
   6. SECTION 6: AUTO-ROTATING CIRCULAR TOOLS CAROUSEL (Subtle Grey)
   ========================================================================= */
.carousel-outer-wrapper {
  position: relative;
  width: 100%;
  margin: 0 auto;
}

.carousel-viewport {
  width: 100%;
  overflow-x: auto;
  overflow-y: hidden;
  scrollbar-width: thin;
  scrollbar-color: #CBD5E1 #F1F5F9;
  padding-bottom: 18px;
  -webkit-overflow-scrolling: touch;
}

.carousel-viewport::-webkit-scrollbar {
  height: 6px;
}

.carousel-viewport::-webkit-scrollbar-track {
  background: #F1F5F9;
  border-radius: 4px;
}

.carousel-viewport::-webkit-scrollbar-thumb {
  background: #CBD5E1;
  border-radius: 4px;
}

.carousel-viewport::-webkit-scrollbar-thumb:hover {
  background: #94A3B8;
}

.carousel-track {
  display: flex;
  gap: 20px;
  width: max-content;
  padding: 4px;
}

.carousel-card {
  flex: 0 0 280px;
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  min-height: 200px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.carousel-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-border);
}

.carousel-card-icon {
  font-size: 26px;
  margin-bottom: 12px;
}

.carousel-card-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.carousel-card-desc {
  font-size: 13px;
  color: var(--grey);
  line-height: 1.5;
  margin: 0 0 16px 0;
}

.carousel-card-cta {
  font-size: 13px;
  font-weight: 700;
  color: var(--primary);
  display: flex;
  align-items: center;
  gap: 4px;
  margin-top: auto;
}

/* =========================================================================
   7. SECTION 7: FAQS ACCORDION WITH ACTIVE STATE HIGHLIGHT (White #FFFFFF)
   ========================================================================= */
.faq-accordion-list {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.faq-item {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.faq-item.active {
  border-color: var(--primary-border);
  background: #FAFCFF;
  box-shadow: 0 2px 10px rgba(11, 99, 216, 0.06);
}

.faq-question {
  padding: 18px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-size: 15.5px;
  font-weight: 700;
  color: var(--navy);
  user-select: none;
}

.faq-icon {
  font-size: 12px;
  color: var(--grey);
  transition: transform 0.25s ease;
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
  color: var(--primary);
}

.faq-answer {
  display: none;
  padding: 0 24px 20px 24px;
  font-size: 14px;
  color: var(--slate);
  line-height: 1.65;
  border-top: 1px solid transparent;
}

.faq-item.active .faq-answer {
  display: block;
  border-top-color: rgba(11, 99, 216, 0.08);
}

/* =========================================================================
   RESPONSIVE MEDIA QUERIES
   ========================================================================= */
@media (max-width: 1024px) {
  .hero-container {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 40px;
  }

  .hero-text-col {
    align-items: center;
    max-width: 100%;
  }

  .hero-btn-group,
  .hero-trust-row {
    justify-content: center;
  }

  .feature-grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }

  .cfm-workspace {
    grid-template-columns: 1fr;
  }

  .cfm-inputs-pane {
    border-right: none;
    border-bottom: 1px solid var(--border);
  }

  .zigzag-step-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .zigzag-svg-connector {
    display: none;
  }

  .zigzag-step-item:nth-child(1),
  .zigzag-step-item:nth-child(2),
  .zigzag-step-item:nth-child(3),
  .zigzag-step-item:nth-child(4) {
    margin-top: 0;
  }
}

@media (max-width: 768px) {
  .hero-title {
    font-size: 28px;
  }

  .section-main-title {
    font-size: 24px;
  }

  .feature-grid-4,
  .zigzag-step-grid,
  .cfm-cards-grid {
    grid-template-columns: 1fr;
  }

  .comparison-table-wrapper {
    overflow-x: auto;
  }

  .comparison-table {
    min-width: 600px;
  }
}