/* =========================================================================
   FINNOMY™ FINANCIAL HEALTH SCORE CALCULATOR - STANDALONE DESIGN SYSTEM
   Brand Tokens, Modern Glassmorphic Shadows, 7-Section Architecture
   ========================================================================= */

:root {
  /* Brand Tokens */
  --primary: #0B63D8;
  --primary-hover: #084EB0;
  --primary-light: #EEF4FE;
  --primary-border: #C8DCFC;
  
  --emerald: #00B37E;
  --emerald-hover: #009668;
  --emerald-light: #ECFDF5;
  --emerald-border: #A7F3D0;
  
  --navy: #0F172A;
  --slate-dark: #1E293B;
  --slate: #334155;
  --grey: #64748B;
  --grey-light: #94A3B8;
  --border: #E2E8F0;
  --border-light: #F1F5F9;
  
  --bg-white: #FFFFFF;
  --bg-subtle: #F8FAFC;
  --bg-dark: #0F172A;
  
  --amber: #D97706;
  --amber-light: #FEF3C7;
  --amber-border: #FDE68A;
  
  --danger: #EF4444;
  --danger-light: #FEF2F2;
  --danger-border: #FECACA;
  
  --purple: #8B5CF6;
  --purple-light: #F3E8FF;
  
  --cyan: #06B6D4;
  --cyan-light: #ECFEFF;

  /* Typography */
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-heading: 'Plus Jakarta Sans', var(--font-sans);

  /* Elevation Shadows */
  --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.05);
  --shadow-md: 0 4px 16px rgba(15, 23, 42, 0.08);
  --shadow-lg: 0 10px 30px rgba(15, 23, 42, 0.1);
  --shadow-xl: 0 20px 40px rgba(15, 23, 42, 0.12);

  /* Border Radii */
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: var(--font-sans);
  color: var(--slate);
  background-color: var(--bg-white);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--navy);
  font-weight: 700;
}

/* =========================================================================
   EDGE-TO-EDGE SECTION ARCHITECTURE
   ========================================================================= */
.landing-section-full {
  width: 100%;
  padding: 80px 0;
  position: relative;
}

.section-white {
  background-color: var(--bg-white);
}

.section-grey {
  background-color: var(--bg-subtle);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.section-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.section-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 50px auto;
}

.section-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--primary);
  background: var(--primary-light);
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 14px;
  border: 1px solid var(--primary-border);
}

.section-tag.green-tag {
  color: var(--emerald);
  background: var(--emerald-light);
  border-color: var(--emerald-border);
}

.section-main-title {
  font-size: 34px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 14px;
  letter-spacing: -0.5px;
  line-height: 1.25;
}

.section-main-subtitle {
  font-size: 16px;
  color: var(--grey);
  line-height: 1.6;
}

/* =========================================================================
   1. SECTION 1: HERO SECTION (White Background - 2-Column Responsive Layout)
   ========================================================================= */
.hero-section {
  width: 100%;
  background-color: var(--bg-white);
  padding: 130px 0 48px 0;
  position: relative;
  overflow: hidden;
}

.hero-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 40px;
  align-items: center;
}

.hero-text-col {
  max-width: 620px;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--emerald);
  background: var(--emerald-light);
  padding: 6px 14px;
  border-radius: 20px;
  border: 1px solid var(--emerald-border);
  margin-bottom: 20px;
}

.hero-title {
  font-size: 44px;
  font-weight: 800;
  color: var(--navy);
  line-height: 1.18;
  letter-spacing: -1px;
  margin-bottom: 18px;
}

.hero-subtitle {
  font-size: 17px;
  color: var(--slate);
  line-height: 1.6;
  margin-bottom: 32px;
}

.hero-btn-group {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 28px;
}

.btn-hero-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--emerald);
  color: #FFFFFF;
  font-size: 15.5px;
  font-weight: 700;
  padding: 14px 28px;
  border-radius: var(--radius-md);
  text-decoration: none;
  box-shadow: 0 4px 14px rgba(0, 179, 126, 0.3);
  transition: all 0.25s ease;
  border: none;
  cursor: pointer;
}

.btn-hero-primary:hover {
  background: var(--emerald-hover);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 179, 126, 0.4);
}

.btn-hero-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: #FFFFFF;
  color: var(--navy);
  font-size: 15px;
  font-weight: 600;
  padding: 14px 24px;
  border-radius: var(--radius-md);
  text-decoration: none;
  border: 1px solid var(--border);
  transition: all 0.2s ease;
}

.btn-hero-secondary:hover {
  background: var(--bg-subtle);
  border-color: var(--grey-light);
}

.hero-trust-row {
  display: flex;
  align-items: center;
  gap: 20px;
  font-size: 13px;
  color: var(--grey);
  font-weight: 500;
  flex-wrap: wrap;
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
}

.hero-visual-col {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.hero-visual-col img,
.hero-health-svg {
  width: 100%;
  max-width: 580px;
  height: auto;
  display: block;
  object-fit: contain;
}

/* =========================================================================
   2. SECTION 2: WHY NET WORTH ISN'T ENOUGH (Subtle Grey #F8FAFC)
   ========================================================================= */
.feature-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.feature-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 22px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: 16px;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-border);
}

.feature-icon-wrap {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.feature-card-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
  line-height: 1.35;
}

.feature-card-desc {
  font-size: 13.5px;
  color: var(--grey);
  margin: 0;
  line-height: 1.55;
}

/* =========================================================================
   3. SECTION 3: UNDERSTANDING YOUR FINNOMY SCORE & 11 PILLARS (White #FFFFFF)
   ========================================================================= */
.score-brackets-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-bottom: 40px;
}

.bracket-card {
  background: var(--bg-subtle);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-md);
  padding: 22px 18px;
  text-align: center;
  transition: transform 0.2s ease;
}

.bracket-card:hover {
  transform: translateY(-3px);
}

.bracket-range {
  font-size: 24px;
  font-weight: 800;
  margin-bottom: 6px;
}

.bracket-label {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 8px;
}

.bracket-desc {
  font-size: 12px;
  color: var(--grey);
  line-height: 1.45;
}

/* Benchmarks Table */
.benchmarks-table-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.benchmarks-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 14px;
}

.benchmarks-table thead th {
  background: #0F172A;
  color: #FFFFFF;
  padding: 16px 20px;
  font-weight: 700;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.benchmarks-table tbody td {
  padding: 16px 20px;
  border-bottom: 1px solid var(--border-light);
  color: var(--slate);
  vertical-align: middle;
}

.benchmarks-table tbody tr:last-child td {
  border-bottom: none;
}

.benchmarks-table tbody tr.highlight-row {
  background: #ECFDF5;
}

.benchmarks-table tbody tr:hover:not(.highlight-row) {
  background: var(--bg-subtle);
}

/* =========================================================================
   4. SECTION 4: HOW THE DIAGNOSTIC ENGINE WORKS (Zig-Zag Subtle Slate)
   ========================================================================= */
.zigzag-flow-wrapper {
  position: relative;
  max-width: 1140px;
  margin: 40px auto 20px;
  padding: 20px 0 40px;
  width: 100%;
}

.zigzag-svg-connector {
  position: absolute;
  top: 10px;
  left: 0;
  width: 100%;
  height: 180px;
  pointer-events: none;
  z-index: 1;
}

.zigzag-step-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  position: relative;
  z-index: 2;
}

.zigzag-step-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  background: transparent;
  border: none;
  padding: 0 8px;
  transition: transform 0.3s ease;
}

.zigzag-step-item:nth-child(1),
.zigzag-step-item:nth-child(3) {
  margin-top: 55px;
}

.zigzag-step-item:nth-child(2),
.zigzag-step-item:nth-child(4) {
  margin-top: 0px;
}

.zigzag-step-item:hover {
  transform: translateY(-4px);
}

.zigzag-node-wrap {
  display: inline-flex;
  align-items: center;
  margin-bottom: 14px;
  position: relative;
}

.zigzag-node-badge {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: #FFFFFF;
  border: 3px solid var(--primary);
  box-shadow: 0 4px 14px rgba(11, 99, 216, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
  color: var(--primary);
  position: relative;
  z-index: 2;
  flex-shrink: 0;
}

.zigzag-step-item:nth-child(2) .zigzag-node-badge {
  border-color: var(--emerald);
  color: var(--emerald);
  box-shadow: 0 4px 14px rgba(0, 179, 126, 0.2);
}

.zigzag-step-item:nth-child(3) .zigzag-node-badge {
  border-color: var(--amber);
  color: var(--amber);
  box-shadow: 0 4px 14px rgba(217, 119, 6, 0.2);
}

.zigzag-step-item:nth-child(4) .zigzag-node-badge {
  border-color: var(--emerald);
  color: var(--emerald);
  box-shadow: 0 4px 14px rgba(0, 179, 126, 0.22);
}

.zigzag-tag {
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  padding: 5px 12px 5px 16px;
  margin-left: -10px;
  border-radius: 0 16px 16px 0;
  background: #EEF4FE;
  color: var(--primary);
  border: 1px solid var(--primary-border);
  border-left: none;
  z-index: 1;
  line-height: 1;
  display: inline-flex;
  align-items: center;
}

.zigzag-step-item:nth-child(2) .zigzag-tag {
  background: #E6F8F2;
  color: #047857;
  border-color: var(--emerald-border);
}

.zigzag-step-item:nth-child(3) .zigzag-tag {
  background: #FEF3C7;
  color: #B45309;
  border-color: #FCD34D;
}

.zigzag-step-item:nth-child(4) .zigzag-tag {
  background: #E6F8F2;
  color: #047857;
  border-color: var(--emerald-border);
}

.zigzag-step-title {
  font-size: 16.5px;
  font-weight: 800;
  color: var(--navy);
  margin: 0 0 8px;
  line-height: 1.35;
  text-align: left;
}

.zigzag-step-desc {
  font-size: 13.5px;
  color: #64748B;
  margin: 0;
  line-height: 1.6;
  text-align: left;
}

/* =========================================================================
   5. SECTION 5: INTERACTIVE FINANCIAL HEALTH CENTERPIECE (White #FFFFFF)
   ========================================================================= */
.fhs-app-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  margin: 0 auto;
}

.fhs-header-bar {
  background: #0F172A;
  padding: 16px 28px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.fhs-badge-title {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #FFFFFF;
  font-weight: 700;
  font-size: 15px;
}

.fhs-badge-title .pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--emerald);
  box-shadow: 0 0 8px var(--emerald);
}

.fhs-meta-badges {
  display: flex;
  align-items: center;
  gap: 10px;
}

.fhs-pill {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 4px 10px;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.1);
  color: #E2E8F0;
  border: 1px solid rgba(255, 255, 255, 0.15);
}

/* 2-Column Responsive Layout */
.fhs-workspace {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  min-height: 680px;
}

/* Left Pane: Input Controls */
.fhs-inputs-pane {
  background: #F8FAFC;
  padding: 28px;
  border-right: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  gap: 20px;
  max-height: 850px;
  overflow-y: auto;
}

.fhs-inputs-pane::-webkit-scrollbar {
  width: 6px;
}

.fhs-inputs-pane::-webkit-scrollbar-thumb {
  background: #CBD5E1;
  border-radius: 4px;
}

.fhs-group-header {
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--primary);
  margin-top: 4px;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.fhs-group-header.green {
  color: var(--emerald);
}

.calc-control-group {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 12px 16px;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.calc-control-group:hover,
.calc-control-group:focus-within {
  border-color: var(--primary-border);
  box-shadow: 0 2px 8px rgba(11, 99, 216, 0.08);
}

.calc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}

.calc-label-row label {
  font-size: 13px;
  font-weight: 600;
  color: var(--slate);
}

.calc-amount-wrapper {
  display: inline-flex;
  align-items: center;
  background: var(--bg-subtle);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 4px 10px;
  font-weight: 700;
  font-size: 13.5px;
  color: var(--navy);
  gap: 4px;
}

.calc-amount-wrapper.blue-wrap {
  background: #EFF6FF;
  border-color: #BFDBFE;
  color: #1D4ED8;
}

.calc-amount-wrapper.purple-wrap {
  background: #FDF4FF;
  border-color: #FAE8FF;
  color: #9333EA;
}

.calc-amount-wrapper.cyan-wrap {
  background: #ECFEFF;
  border-color: #CFFAFE;
  color: #0891B2;
}

.calc-amount-wrapper.amber-wrap {
  background: #FEFCE8;
  border-color: #FEF08A;
  color: #CA8A04;
}

.calc-amount-wrapper.danger-wrap {
  background: #FEF2F2;
  border-color: #FEE2E2;
  color: #DC2626;
}

.calc-amount-wrapper.green-wrap {
  background: #F0FDF4;
  border-color: #DCFCE7;
  color: #16A34A;
}

.calc-number-input {
  border: none;
  background: transparent;
  font-family: inherit;
  font-weight: 700;
  font-size: 13.5px;
  color: inherit;
  width: 90px;
  text-align: right;
  outline: none;
  -moz-appearance: textfield;
  appearance: textfield;
}

.calc-number-input::-webkit-outer-spin-button,
.calc-number-input::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.currency-symbol,
.unit-symbol {
  font-size: 12px;
  font-weight: 700;
  color: inherit;
}

/* Range Sliders */
.calc-range {
  -webkit-appearance: none;
  width: 100%;
  height: 5px;
  border-radius: 4px;
  background: #E2E8F0;
  outline: none;
  margin: 6px 0 4px;
  cursor: pointer;
  accent-color: var(--primary);
}

.calc-range.green-accent { accent-color: var(--emerald); }
.calc-range.purple-accent { accent-color: var(--purple); }
.calc-range.cyan-accent { accent-color: var(--cyan); }
.calc-range.amber-accent { accent-color: var(--amber); }
.calc-range.danger-accent { accent-color: var(--danger); }

.calc-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 2px 5px rgba(11, 99, 216, 0.35);
  transition: transform 0.1s ease;
}

.calc-range.green-accent::-webkit-slider-thumb { background: var(--emerald); box-shadow: 0 2px 5px rgba(0, 179, 126, 0.35); }
.calc-range.purple-accent::-webkit-slider-thumb { background: var(--purple); }
.calc-range.cyan-accent::-webkit-slider-thumb { background: var(--cyan); }
.calc-range.amber-accent::-webkit-slider-thumb { background: var(--amber); }
.calc-range.danger-accent::-webkit-slider-thumb { background: var(--danger); }

.calc-range::-webkit-slider-thumb:hover {
  transform: scale(1.2);
}

.calc-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 10.5px;
  color: var(--grey);
  font-weight: 500;
}

/* Right Pane: Results & Diagnostics */
.fhs-results-pane {
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  background: #FFFFFF;
  max-height: 850px;
  overflow-y: auto;
}

.fhs-results-pane::-webkit-scrollbar {
  width: 6px;
}

.fhs-results-pane::-webkit-scrollbar-thumb {
  background: #CBD5E1;
  border-radius: 4px;
}

/* Dual Dashboard Row: Gauge & Radar */
.fhs-charts-row {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 16px;
}

.gauge-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-sm);
  text-align: center;
}

.gauge-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--grey);
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin-bottom: 12px;
}

.gauge-wrapper {
  position: relative;
  width: 100%;
  max-width: 170px;
  aspect-ratio: 2;
}

.gauge-number-overlay {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  text-align: center;
}

.gauge-score {
  font-size: 38px;
  font-weight: 900;
  line-height: 1;
  font-family: var(--font-heading);
}

.gauge-max {
  font-size: 11px;
  color: var(--grey-light);
}

.gauge-status-badge {
  margin-top: 12px;
  padding: 5px 14px;
  border-radius: 20px;
  font-weight: 800;
  font-size: 12px;
  letter-spacing: 0.5px;
}

.radar-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 16px 18px;
  display: flex;
  flex-direction: column;
  align-items: center;
  box-shadow: var(--shadow-sm);
}

.radar-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--grey);
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin-bottom: 6px;
  align-self: flex-start;
}

.radar-wrapper {
  width: 100%;
  height: 190px;
  position: relative;
  display: flex;
  justify-content: center;
}

/* Action Plan Card */
.action-plan-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px;
  box-shadow: var(--shadow-sm);
}

.action-plan-header {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 12px;
  border-bottom: 1px solid var(--border-light);
  padding-bottom: 8px;
}

.action-plan-header h3 {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
}

#fhsActionPlanContainer {
  font-size: 13.5px;
  line-height: 1.6;
}

/* Dynamic Did You Know Fact Box */
.fact-card {
  width: 100%;
  background: #EFF6FF;
  border: 1px solid #BFDBFE;
  border-radius: var(--radius-md);
  padding: 14px 18px;
  display: flex;
  gap: 12px;
  align-items: flex-start;
  text-align: left;
}

.fact-icon {
  font-size: 20px;
  flex-shrink: 0;
  line-height: 1;
}

.fact-content strong {
  display: block;
  font-size: 12px;
  font-weight: 800;
  color: #1D4ED8;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 2px;
}

.fact-content p {
  font-size: 12.5px;
  color: var(--slate);
  margin: 0;
  line-height: 1.45;
}

/* Lead Capture Form: "Send My Report" */
.lead-capture-form {
  width: 100%;
  padding: 20px;
  background: #F0FDF4;
  border: 1px solid #BBF7D0;
  border-radius: var(--radius-md);
  text-align: left;
}

.lc-title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 700;
  color: #166534;
  margin-bottom: 4px;
}

.lc-desc {
  font-size: 12px;
  color: #15803D;
  margin: 0 0 14px 0;
  line-height: 1.4;
}

.form-input {
  width: 100%;
  padding: 9px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 13.5px;
  outline: none;
  font-family: inherit;
  background: #FFFFFF;
}

.form-input:focus {
  border-color: var(--emerald);
  box-shadow: 0 0 0 3px rgba(0, 179, 126, 0.15);
}

.btn-submit-report {
  background: var(--emerald);
  color: #FFFFFF;
  border: none;
  padding: 11px 16px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 13.5px;
  cursor: pointer;
  width: 100%;
  transition: all 0.2s ease;
  font-family: inherit;
}

.btn-submit-report:hover:not(:disabled) {
  background: var(--emerald-hover);
  transform: translateY(-1px);
}

/* High Value Form */
.hv-priority-box {
  width: 100%;
  padding: 24px;
  background: #FFFFFF;
  border: 1.5px solid #FCD34D;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  text-align: left;
}

/* =========================================================================
   6. SECTION 6: AUTO-ROTATING CIRCULAR TOOLS CAROUSEL (Subtle Grey)
   ========================================================================= */
.carousel-outer-wrapper {
  position: relative;
  max-width: 1200px;
  margin: 20px auto 0;
  padding: 0 10px;
}

.carousel-viewport {
  overflow: hidden;
  width: 100%;
}

.carousel-track {
  display: flex;
  gap: 20px;
  overflow-x: auto;
  scroll-behavior: smooth;
  padding: 12px 4px 18px 4px;
  scrollbar-width: thin;
  scrollbar-color: #CBD5E1 #F1F5F9;
  -webkit-overflow-scrolling: touch;
}

.carousel-track::-webkit-scrollbar {
  height: 6px;
  display: block;
}

.carousel-track::-webkit-scrollbar-track {
  background: #F1F5F9;
  border-radius: 10px;
}

.carousel-track::-webkit-scrollbar-thumb {
  background: #CBD5E1;
  border-radius: 10px;
  transition: background 0.2s ease;
}

.carousel-track::-webkit-scrollbar-thumb:hover {
  background: #94A3B8;
}

.carousel-card {
  flex: 0 0 calc((100% - 60px) / 3.5);
  min-width: 270px;
  max-width: 320px;
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px 20px;
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.05);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  user-select: none;
}

.carousel-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-border);
}

.carousel-card-icon {
  font-size: 26px;
  margin-bottom: 12px;
}

.carousel-card-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  margin: 0 0 8px 0;
  line-height: 1.35;
}

.carousel-card-desc {
  font-size: 13px;
  color: var(--grey);
  margin: 0 0 16px 0;
  line-height: 1.5;
}

.carousel-card-cta {
  font-size: 13px;
  font-weight: 700;
  color: var(--primary);
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-top: auto;
}

.carousel-card:hover .carousel-card-cta {
  color: var(--primary-hover);
  text-decoration: underline;
}

/* =========================================================================
   7. SECTION 7: FAQS ACCORDION & GLOBAL FOOTER (White #FFFFFF)
   ========================================================================= */
.faq-accordion-list {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.faq-item.active {
  border-color: var(--primary);
  box-shadow: 0 4px 16px rgba(11, 99, 216, 0.08);
  background: #FAFCFF;
}

.faq-question-btn {
  width: 100%;
  padding: 18px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: transparent;
  border: none;
  text-align: left;
  font-family: var(--font-heading);
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  cursor: pointer;
  transition: color 0.2s ease;
}

.faq-item.active .faq-question-btn {
  color: var(--primary);
}

.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--bg-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: var(--slate);
  flex-shrink: 0;
  transition: transform 0.25s ease, background 0.2s ease, color 0.2s ease;
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
  background: var(--primary-light);
  color: var(--primary);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s ease;
  padding: 0 24px;
}

.faq-item.active .faq-answer {
  max-height: 400px;
  padding: 0 24px 20px 24px;
}

.faq-answer p {
  font-size: 14.5px;
  color: var(--slate);
  line-height: 1.65;
  margin: 0;
}

/* =========================================================================
   RESPONSIVE MEDIA QUERIES
   ========================================================================= */
@media (max-width: 1024px) {
  .hero-container {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 40px;
  }

  .hero-text-col {
    max-width: 100%;
    margin: 0 auto;
  }

  .hero-btn-group,
  .hero-trust-row {
    justify-content: center;
  }

  .feature-grid-4,
  .score-brackets-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .fhs-workspace {
    grid-template-columns: 1fr;
  }

  .fhs-inputs-pane {
    border-right: none;
    border-bottom: 1px solid var(--border);
  }

  .zigzag-step-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .zigzag-svg-connector {
    display: none;
  }

  .zigzag-step-item:nth-child(1),
  .zigzag-step-item:nth-child(2),
  .zigzag-step-item:nth-child(3),
  .zigzag-step-item:nth-child(4) {
    margin-top: 0;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .hero-title {
    font-size: 32px;
  }

  .section-main-title {
    font-size: 26px;
  }

  .feature-grid-4,
  .score-brackets-grid,
  .zigzag-step-grid {
    grid-template-columns: 1fr;
  }

  .fhs-charts-row {
    grid-template-columns: 1fr;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: #FFFFFF;
    flex-direction: column;
    padding: 20px;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow-md);
  }

  .nav-links.active {
    display: flex;
  }

  .hamburger-menu {
    display: flex;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }
}